One of the best ways to find out who you owe is to look up your credit report. The Equifax and TransUnion credit bureaus report information about your credit history. They collect information from your lenders, and yourself and release the information to those authorized with written consent. You can obtain your credit report using the links below.
Your credit score is different from your credit report. your score is determined by a number of factors found in your credit report and summarize your ability to pay and the risk to the lender.